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If I make a credit card payment online say for arguments sake I am paying for accomodation overseas how is the amount that I am being charged. Transactions overseas or online charged in a foreign currency will be converted to Singapore Dollars by your card issuer. Extra travel insurance and other benfits included.

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You can buy foreign currency through your local bank, though you may not receive the most competitive exchange rate. If buying cash online, use BPAY to avoid the transaction fees that come with credit card purchases.

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